Quality Care Is More Affordable Than You Think
Many families are surprised to learn that nurse-led personal care at Bell Elite costs less than they expected — and that benefits like VA Aid & Attendance can cover a large share of the monthly cost.
Our all-inclusive rates — $5,900 to $7,500/month — are below the national average for assisted living ($6,200/mo) and far below nursing home care ($9,581–$10,798/mo). With VA benefits and LTC insurance, many families pay significantly less out of pocket.
Three Ways to Pay for Care
Most families use a combination of these options. We'll help you find the right fit.
Private Pay
The most common way families pay. Pay monthly by check, ACH, or credit card. Our all-inclusive rates ($5,900–$7,500/mo) cover everything — no hidden fees or surprise charges.
VA Aid & Attendance
A tax-free benefit for veterans and surviving spouses who need assistance with daily living. It can cover a significant portion of monthly care — often $1,400–$2,700+ per month.
Long-Term Care Insurance
If your loved one has a long-term care insurance policy, it may cover personal care home costs. We help families understand and coordinate with their LTC provider.
A Lifeline for Veterans' Families
The VA Aid & Attendance benefit is a tax-free monthly payment for veterans and surviving spouses who need help with daily living activities. Many families don't know it exists — and it can cover a substantial portion of personal care costs.
Bell Elite connects families with VA-accredited claims agents in the Delaware County area who can help you file at no cost. Eligibility depends on service history, medical need, and income — but many families qualify.
Ask About VA BenefitsMonthly Benefit Rates (2026)
Rates shown are maximums; actual benefit depends on eligibility. We'll connect you with a claims agent to determine your exact benefit.
Quick Affordability Estimator
See how VA benefits can reduce your monthly out-of-pocket cost.
Estimated Out-of-Pocket
$5,900/mo
Estimate only. Actual costs depend on care assessment and benefit eligibility.
Long-Term Care Insurance? We Can Help.
If your loved one has a long-term care insurance policy, it may cover a significant portion of personal care home costs. Our team helps families understand their policy, coordinate claims, and work directly with insurers — so you don't have to navigate it alone.
Discuss Your LTC PolicyLet's Find a Plan That Works for Your Family
Call us for a confidential conversation about your situation and options.
Talk to a nurse, not a salesperson. Our team includes RNs, LPNs, a PMHNP, and Family Nurse Practitioners.